What is a
Prepaid MasterCard / Visa Card Debit
Card?
A card, which is preloaded with a
specific amount of money. The card can be used the same
as other credit cards after loading.
Does the card have
Prepaid printed on it?
No, the card looks
and works the same as a normal credit card.
Can anyone have a
Prepaid credit card?
Yes, there are no
credit checks. No bank account needed. No one refused,
withdraw cash worldwide from any ATM machine. You will
receive a PIN number just like a normal card.
Can I make purchases
online using this card?
Yes, For every
card there is a relevant secure virtual card which
enable you to make payments online very where MasterCard
/ Visa accepted.
How long it takes to receive my
card?
You should receive your card within
3 days to
2 weeks after we receive your full information
& payment.
delivery time is depended on your
card type. it's described on card's details in website)
Is it a credit card?
No
it is not, although it works exactly the same as a
credit card but you have got to preload funds before you
can use it. Credit means a loan while this card is a
debit card.
Is it possible for me to have more than
one card?
For one of
visa card types (visa card Verify by VISA) you can order
2 cards in 2 different currencies. (USD & EUR) both of
them, But for other cards, Every one can own just one
card from each card issuer.
How will I know my card
balance?
There are many ways to get
information about your card balance. Your card issuer
will send you your online access information and the
website name. Once you're on the site and you type in
your card details you can then see your real-time
account balance and view all transactions you've
made.
Will
the Prepaid card rebuild my credit?
The
prepaid Visa/MasterCard facility is not linked to the
credit reference agencies in any country and so it will
not improve your credit rating .
Do I have to qualify
for this card?
No, you can't be denied
and there is no qualification for the card. The card is
a stored valued card, meaning you or anyone paying you
can deposit money into your card account, and then you
can access the money in your account. There is no credit
involved, and you can't spend more than you have in your
account. Credit is not a determining factor when issuing
the prepaid MasterCard. All applicants are accepted,
regardless of their credit history. There is no credit
check performed with any credit referencing
organization.
What happens if I use up all of the
money in my Prepaid card?
If you use up
all of the money on the card, you can always add more
money to the account to continue using it until the
expiration date. Otherwise, if you have used up all of
the money on the card, and it is expired, please destroy
the card by cutting it up. A new card will be reissued.
Can my
Prepaid card ever carry a negative balance?
An authorization request for an amount greater than
the account balances will be declined. However,
occasionally, a merchant does not immediately send
through an authorization request, meaning that while the
money has been spent with a merchant, the account has
not yet been vi. If another purchase is made before the
authorization is put through, there is a possibility
that your account could hold a negative balance. If that
happens, you would be notified immediately to add
additional funds to the account or else your card will
incur charges and ultimately be deactivated.
Will I get a monthly
statement?
There are no paper statements
sent to card holders. Instead you can log on to the
customer service website anytime using your card number
and pin number to view your monthly statement or your
entire transaction history.
How do I load the
Prepaid card?
Card can be loaded with one
of the following options: wire
transfer, swift,Moneybookers,paypal,
alertpay,
domestic or international.( By considering the limited
number of countries that have access to Pay
pal
facilities we decided to omit this option).
What is the Prepaid
card loading limit?
There is no Card minimum loading
limit and maximum loading limit at any time is
mentioned in different card types.
Should I pay any fees?
Yes, There are some little fees for the use of cards
and the amount of these fees depends on your card type .
While there is no need to keep a minimum balance on card
it is a good idea to keep a small amount of money on
your card to cover the monthly maintenance fee and the
charges for any transactions you may be making during
the course of a month . |
Yahoo
